Our Story
A Space for Honest Financial Learning
Amanah Circle was established to offer something straightforward — financial education grounded in the Malaysian context, delivered to adults who deserve to be spoken to with clarity and respect.
Back to HomeWho We Are
Founded on a Quiet Conviction
Amanah Circle began in 2019 when a small group of financial educators in Selangor observed a recurring gap: Malaysians in their forties and fifties — people with decades of working life behind them — often carried significant financial responsibilities with limited access to clear, unbiased information.
Product-driven briefings, commission-motivated advisers, and overly complex materials had left many adults uncertain about their own tax position, unclear about what their property holdings truly meant for their future, and unsure how to approach the decades ahead.
We opened our Subang Jaya centre to address that gap — not with financial products or investment recommendations, but with structured, educator-led programmes that treat participants as capable adults seeking clarity, not customers seeking to be sold.
The name Amanah carries the meaning of trust and faithful stewardship — two qualities we believe should define how financial knowledge is shared.
Our Mission
To make sound financial understanding genuinely accessible for Malaysians navigating the second half of life — through honest, structured education that respects their time and experience.
Our Approach
Small groups. Deliberate pacing. Practical materials grounded in Malaysian law and market conditions. No product affiliations, no upselling, no pressure. Only learning.
Our Commitment
Every programme is reviewed annually to reflect changes in Malaysian tax regulations, property legislation, and EPF policy — so participants always work with current, relevant information.
Our Educators
The People Behind the Programmes
Each educator at Amanah Circle brings a background in a distinct financial discipline, ensuring our programmes reflect depth as well as breadth.
Suraya Roslan
Lead Programme Educator
Suraya brings 18 years of experience in Malaysian personal tax and financial planning consultancy. She leads the Tax Awareness Workshop and the Full Spectrum programme.
Ahmad Rashidi
Property Education Specialist
Ahmad spent 14 years in property finance and mortgage advisory before joining Amanah Circle. He leads the Property & Mortgage Education Series with a focus on real numbers and practical scenarios.
Lee Ching Yee
Retirement & Estate Planning Educator
Ching Yee's background spans retirement projection modelling and estate administration. She contributes to the Full Spectrum programme with a particular focus on EPF, Amanah Saham, and hibah structures.
Standards We Uphold
How We Keep Our Programmes Worthy of Your Time
Education is only valuable when it is accurate, current, and delivered with care. These are the standards we hold ourselves to.
Annual Content Review
All programme materials are reviewed each year against current Malaysian tax law, Bank Negara guidelines, and relevant legislation to ensure accuracy.
Independent Education Policy
Amanah Circle holds no financial product licences and accepts no referral fees. Our educators are remunerated by programme fees only, ensuring fully independent delivery.
Controlled Group Sizes
A maximum of twelve participants per session preserves the quality of discussion and ensures each person receives thoughtful engagement.
Privacy in Sessions
Participant information and any personal financial figures shared during sessions are held in strict confidence and are never used for marketing or third-party purposes.
Post-Programme Evaluation
Participants complete an evaluation after each programme. Feedback is reviewed and incorporated into future cycles to continuously improve the learning experience.
Compliance with PDPA
All personal data handling follows the Malaysian Personal Data Protection Act 2010. Participants have clear rights over their data and how it is stored and used.
Financial Literacy for a Stage of Life That Demands It
The forties and fifties are often the most financially consequential years in a person's life. Property decisions carry greater stakes. Tax obligations become more complex as incomes and asset values mature. Retirement, once abstract, begins to appear on the horizon as a concrete reality requiring deliberate preparation.
Yet formal financial education in Malaysia has historically been directed at younger adults or delivered through channels that carry product incentives. Amanah Circle was created to fill that space with something different — structured, educator-led programmes that address the financial dimensions of the 40-plus experience with the seriousness they deserve.
Our centre in Subang Jaya serves participants from across Selangor and Klang Valley — professionals, business owners, civil servants, and retirees-in-preparation who share a desire to understand their financial position more clearly and to make decisions with greater confidence.
Join Us
You're Welcome to Reach Out
If you'd like to know more about Amanah Circle or enquire about an upcoming programme, we're glad to hear from you at your own pace.
Send Us a Message