Legal

Privacy Policy

Last Updated: 14 March 2025  ·  Amanah Circle  ·  Subang Jaya, Selangor, Malaysia

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1. Introduction

Amanah Circle ("we", "us", "our") is committed to protecting the personal data of individuals who interact with our programmes, website, and communications. This Privacy Policy explains how we collect, use, store, and protect personal data in compliance with the Personal Data Protection Act 2010 (PDPA) of Malaysia.

By enquiring about our programmes, attending our sessions, or using our website, you acknowledge that you have read and understood this policy. If you have questions, please contact us at [email protected].

2. Data We Collect

2.1 Information You Provide Directly

• Full name, email address, and phone number (from enquiry or enrolment forms)
• General information about your financial situation shared voluntarily during programme sessions
• Correspondence with us by email, phone, or in person

2.2 Information Collected Automatically

• Website usage data: pages visited, time spent, referring pages (collected through cookies and analytics tools)
• Technical data: IP address, browser type, operating system

2.3 Information We Do Not Collect

We do not request access to your bank accounts, investment accounts, or tax filing records. Any financial figures shared in sessions are done voluntarily and are held in strict confidence.

3. How We Use Your Data

We use personal data for the following purposes:

• Responding to programme enquiries and processing enrolments
• Delivering programme sessions and sending relevant materials
• Sending confirmation, scheduling, and follow-up communications
• Improving our programmes based on participant feedback
• Complying with legal obligations under Malaysian law

We do not sell, rent, or share personal data with third-party marketers or financial product providers.

4. Legal Basis for Processing

Under the PDPA, we process personal data on the basis of:

• Consent — given when you submit an enquiry form or enrol in a programme
• Contractual necessity — where processing is needed to deliver a programme you have enrolled in
• Legitimate interest — for programme quality improvement and internal administration

5. Data Retention

We retain personal data for the following periods:

• Enquiry records: up to 12 months from the date of enquiry if no enrolment follows
• Enrolment and programme records: up to 3 years from programme completion
• Financial roadmap documents (Full Spectrum participants): retained until participant requests deletion
• Website analytics: aggregated data retained for up to 24 months

6. Data Sharing

We may share limited personal data with:

• IT and hosting service providers who maintain our website and email systems, under data processing agreements
• Analytics providers (e.g., Google Analytics), where consent for analytics cookies has been given
• Government or regulatory authorities, only where required by Malaysian law

All third-party processors are bound by confidentiality obligations and may not use your data for any purpose beyond what we specify.

7. Cookies

Our website uses cookies to improve user experience and measure site usage. For full details on the cookies we use and how to manage your preferences, please see our Cookie Policy.

8. Data Security

We take reasonable technical and organisational steps to protect personal data, including:

• HTTPS encryption for all web communications
• Access controls limiting who within Amanah Circle can view personal data
• Regular review of our data handling practices
• Secure deletion of data when the retention period expires

In the event of a data breach that may affect your rights, we will notify you and the relevant authority in accordance with our obligations under Malaysian law.

9. Your Rights

Under the PDPA, you have the right to:

• Access the personal data we hold about you
• Correct inaccurate personal data
• Withdraw consent for data processing where consent is the legal basis
• Request deletion of your personal data, subject to our legal obligations
• Limit processing of your data in certain circumstances

To exercise any of these rights, please write to us at [email protected]. We will respond within 21 days.

10. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies separately.

11. Children's Privacy

Our programmes and website are intended for adults aged 18 and above. We do not knowingly collect personal data from individuals under 18. If you believe a minor has provided us with personal data, please contact us and we will delete it promptly.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. Any material changes will be communicated via our website. Continued use of our services after changes are posted constitutes acceptance of the updated policy.

13. Contact

For all privacy-related enquiries, please contact: